Government of India Ministry of Posts has given notification Sukanya Samriddhi account. The decline in the child sex tirelessly ratio since 1961 is a matter of serious concern. This trend must be reversed.
To ensure the survival, protection and education of the girl child, the Government of India has launched Beti Bachao, Beti Padhao Abhiyaan, which aims to change attitudes to celebrate the little girl.A new small economy 'Sukanya account Samriddhi' was notified to enable the education of the girl child. A bill to amend the Act on Juvenile Justice was presented to Parliament to reform the law on juvenile delinquency.Prime Minister of Sri Narendra Modi launched "Sukanya Samriddhi Yojana" in favor of the little girl or the welfare of a child girls under the campaign "Beti Bachao-Beti Padhao" who seek annual 9.1% per year compounded annually based.Name of the schema:1. Sukanya Samriddhi Savings Account (SSA) Scheme / Sukanya Samriddhi Yojana / Special Deposit Scheme for girls
Who can open the SSA account?
Sukanya Samriddhi savings account can be opened in the name of a girl child by a legal guardian or guardian natural biological
Eligibility / Age limit:Girl child under 10 to be opened by the natural or legal guardian. Thus, the age of the child at the time of account opening SSA should not be more than 10 years by SB Order No. 2/2015. The girl, who was born on or after 02-12-2003.
A relaxing that are available this year:For initial operations plan, a ten-year grace was given. With grace, Girl child born between 2.12.2003 and 1.12.2004.
Documents required:1. Birth certificate of child Girl2. Address proof / evidence Identity GuardMain features:1. Initial deposit of Rs 1000 /. -2. Subsequent deposits in multiples of Rs 100 / -. And a minimum of Rs 1000 / -. In a year.3. The maximum contribution / deposit per fiscal year Rs.1,50,000 / -4. Contribution is allowed up to 14 years from the date of opening5. No limit on the number of deposits, or in a month or financial yearIncome tax refund 6.No deposit for the period from 15th to the 21st year of a / c7. 50% of the money may be partially removed when girl reaches 18 years of education or marriage.8. If minimum Rs 1000 / - is not filed within a year, has become abandoned and can be restarted with a penalty of Rs 50 / - per year with a minimum amount required for filing for this year.9. Partial withdrawal, up to 50% of the balance standing at the end of the previous year can be taken after reaching the age of the account holder 18.10. Account can be closed after 21 years.11. If account is not closed after maturity, balance will continue to earn interest as specified for the system time to time.12. Premature near normal will be allowed after the end of 18 years / condition that daughter is married.Interest payable:Interest rate of 9.1% per year (2014-15), calculated on an annual basis, Annual worse.Tax benefits on the System account Sukanya Samriddhi:The amount that is deposited in Sukanya Samriddhi account will be eligible for the tax exemption on income under Section 80C of the Income Tax Act, income, 1961. At present, only the contribution of up to Rs 1.5 lakh to Sukanya Samridhi Yojana is eligible for tax deduction under section 80C.
Maturity:The maturity account at the end of 21 years of the account opening dateAmount generated in 21 years if the account is opened at the time the girl was born with an annual investment of Rs 12000 / -. Rs 6,07,128 will be / -. And Rs 1,50,000 / -. For 14 years will be Rs. 7200000 /
-Please contact the nearest post office to open an account and obtain more details
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